Act Fast California First Time Homebuyer Programs Are Running Out Of Time By Essex Mortgage Bank

California's Franchise Tax Board reports that it's received nearly 18,000 applications requesting $91 million of an available $100 million set aside for first-time home buyer tax credits up to $10,000.

Santa Rosa, CA, July 28, 2010 -- California's Franchise Tax Board reports that it's received nearly 18,000 applications requesting $91 million of an available $100 million set aside for first-time home buyer tax credits ( http://www.fhasubmissions.com ) up to $10,000.

The FTB points out that the numbers so far are only estimates based on small samples. So it plans to take 28,000 applications before shutting off the process . Also, many of those applications coming in are duplicates, and most people won't be able to claim the full $10,000.

But the numbers show again the popularity of a stimulus that was passed almost unanimiusly by the state of California lawlakers in the month of March 2010 . The bill, AB 183, was designed to soak up excess housing inventory and help revive the state's construction industry. Many have argued that it's a giveaway to people who would have bought anyway, and that there are more pressing needs in a state facing $20 billion in budget gaps. But consumers sure appear to like this.

http://www.youtube.com/watch?v=sYykPVM62Zg

The Franchise Tax Board expects to have numbers next month on a similar $100 million allocation for additional tax credits to buyers of new, unoccupied houses that are freash off the showroom floor.

So in my opinion it looks like this will be the very last month of the California First Time Home Buyer credit offered through Essex Mortgage Bank ( http://www.fhasubmissions.com ) in Santa Rosa,Ca. 95404. The branch manager suggests that you make sure you have little is any hassles when submitting your loan package because just one little mistake will have you bumped from your spot and replaced by another lucky potential homeowner.We suggest sending it to the top loan officer in the state a well known entrepreneur who founded and managed two successful banking firms. Skills in Originating and underwriting residential & commercial mortgages to private-money and institutional products. Intimate familiarity with state & federal lending guidelines. Capital placement experience with trust deeds, mortgage fund offerings, private offerings, equity partnerships, credit companies, life insurance companies, pension funds, self-directed IRA's -

Essex Mortgage ( http://www.fhasubmissions.com ) - CALIFORNIA FIRST TIME HOME BUYERS SPECIAL -
Whether you are a first time home buyer or a sophisticated investor, let me empower you with the information and service you need to make the best loan decision. I have over 20 years experience in all facets of real estate and lending, I understand the importance of continuous contact and honest feedback. I take the time necessary to better understand your needs and concerns. I take pride in being the best I can be for you. I learn something valuable from every person I meet. I am committed to my clients needs 100% and will go to bat for you to get you the very best deal possible.

When you want to do it right the first time call me and-- sit back and relax and let me put my skills to work for you!!!

I'm Jeffrey Martino Young and I'm dedicated to providing you the highest level of service and care. With hundreds of loan programs available, I can find the best one for you at the lowest rate possible! How can I do this you ask? Because I am the bank- No brokering, no middleman, no messing around. The industry's average closing time is over 45 days to close a California first time home buyer mortgage loan. Our FHA direct loan submissions and in house funding give me the ability to close your loan on average in 14 - 21 days. We simply do it better and with greater efficiency. How is this done? Again I am the bank "lender ". We originate, process, underwrite and fund our loans under one roof in our office in Orange County, California . If you want a status of your loan you will never get the run around from Essex Mortgage Bank. ( http://www.fhasubmissions.com )

Place your loan in the hands of America's top 20 Entrepreneur of the year in 1999 I founded and managed two successful banking firms.with me various skills in Originating and underwriting residential & commercial mortgages ( http://www.fhasubmissions.com ) to private-money and institutional products your loan is in the hands of a master of his industry.I have Intimate familiarity with state & federal lending guidelines.as well as Capital placement experience with trust deeds, mortgage fund offerings, private offerings, equity partnerships, credit companies, life insurance companies, pension funds, self-directed IRA's ,and Hard money quick fast and cost efficient-

Press Contact:
Jeffrey Martino Young
Essex Mortgage Bank
1585 Terrace Way, Suite 158
Santa Rosa, CA 95404
Phone: (310) 984-0496 or 1-877-870-2676
Cafhaloan@gmail.com
http://www.fhasubmissions.com

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